|
|
Certificate of Deposits/IRAs
|
Minimum Opening Deposit/ Minimum Balance Required
|
Interest Rate
|
Annual Percentage Yield
|
Compounding Frequency
|
Early Withdrawal Penalty
|
|---|
|
91 Day
|
$1,000.00
|
1.250%
|
1.250% |
Paid at Maturity
|
90 days of Interest
|
|
6 Months
|
$1,000.00
|
3.000%
|
3.000%
|
Paid at Maturity
|
90 days of Interest
|
|
9 Months
|
$1,000.00
|
4.500%
|
4.500%
|
Paid at Maturity
|
90 days of Interest
|
|
12 Months
|
$1,000.00
|
4.500%
|
4.577%
|
Quarterly
|
182 days of Interest
|
|
18 Months
|
$1,000.00
|
4.750%
|
4.835%
|
Quarterly
|
182 days of Interest
|
|
21 Months
|
$1,000.00
|
2.500%
|
2.524%
|
Quarterly
|
182 days of Interest
|
|
24 Months
|
$1,000.00
|
5.000%
|
5.095%
|
Quarterly
|
182 days of Interest
|
|
30 Months
|
$1,000.00
|
4.750%
|
4.835%
|
Quarterly
|
182 days of Interest
|
|
36 Months
|
$1,000.00
|
4.500%
|
4.577%
|
Quarterly
|
182 days of Interest
|
|
48 Months
|
$1,000.00
|
3.500%
|
3.546%
|
Quarterly
|
182 days of Interest
|
|
60 Months
|
$1,000.00
|
3.500%
|
3.546%
|
Quarterly
|
273 days of Interest
|
|
72 Months
|
$1,000.00
|
3.500%
|
3.546%
|
Quarterly
|
273 days of Interest
|
|
84 Months
|
$1,000.00
|
3.500%
|
3.546%
|
Quarterly
|
273 days of Interest
|
|
Personal
Accounts
|
Minimum
Opening
Deposit
|
Minimum
Balance
Required
|
Interest
Rate
|
Annual
Percentage
Yield (APY)
|
Compounding
and Crediting
Frequency
|
|---|
| Statement Savings* |
$50.00 |
$50.00 |
1.00% |
1.00% |
Monthly |
| A+ Savings* |
$25.00 |
$25.00 |
1.00% |
1.00% |
Monthly |
| IRA Savings* |
$50.00 |
$50.00 |
1.00% |
1.00% |
Monthly |
| Premier Checking* |
$500.00 |
$500.00 |
.30% |
.30% |
Monthly |
| $50,000.00 |
.35% |
.35% |
| Super Now* |
$1,000.00 |
$1,000.00 |
.15% |
.15% |
Monthly |
| Platinum Checking* |
$5,000.00
|
$5,000.00 |
.35% |
.35% |
Monthly |
| $50,000.00 |
.40% |
.40% |
|
MMDA
(Money Market)*
|
$1,000.00 |
$1,000.00 |
.50% |
.50% |
Monthly |
| $10,000.00 |
.85% |
.85% |
| $50,000.00 |
1.00% |
1.00% |
| $100,000.00 |
1.25% |
1.25%
|
|
Business
Accounts
|
Minimum
Opening
Deposit
|
Minimum
Balance
Required
|
Interest
Rate
|
Annual
Percentage
Yield (APY)
|
Compounding
and Crediting
Frequency
|
|---|
Business Interest Checking
|
$1,000.00
|
$1,000.00 |
0.50% |
0.50% |
Monthly |
| $25,000.00 |
0.75% |
0.75% |
| $50,000.00 |
1.00% |
1.00% |
| $100,00.00 |
1.35% |
1.35% |
Business Money Market |
$1,000.00
|
$1,000.00 |
0.50% |
0.50% |
Monthly |
| $10,000.00 |
0.85% |
0.85% |
| $50,000.00 |
1.00% |
1.00% |
| $100,000.00 |
1.25% |
1.25% |
|
On certificates of deposits, an early withdrawal penalty may apply.
See your account disclosures for additional information about your account.
*Rate may change after the account is opened and fees may reduce earnings.
APY shown is paid on the entire balance in the account.
|
FIRST FEDERAL SAVINGS OF MASCOUTAH
101 WEST MAIN STREET
MASCOUTAH,IL 62258
(618)566-2343
|