Certificate of Deposits/IRAs
|
Minimum Opening Deposit/ Minimum Balance Required
|
Interest Rate
|
Annual Percentage Yield
|
Compounding Frequency
|
Early Withdrawal Penalty
|
91 Day
|
$1,000.00
|
1.25%
|
1.25% |
Paid at Maturity
|
90 days of Interest
|
6 Months
|
$1,000.00
|
4.25%
|
4.25%
|
Paid at Maturity
|
90 days of Interest
|
9 Months
|
$1,000.00
|
4.25%
|
4.25%
|
Paid at Maturity
|
90 days of Interest
|
12 Months
|
$1,000.00
|
4.00%
|
4.06%
|
Quarterly
|
182 days of Interest
|
18 Months
|
$1,000.00
|
3.75%
|
3.80%
|
Quarterly
|
182 days of Interest
|
21 Months
|
$1,000.00
|
2.50%
|
2.52%
|
Quarterly
|
182 days of Interest
|
24 Months
|
$1,000.00
|
3.50%
|
3.55%
|
Quarterly
|
182 days of Interest
|
30 Months
|
$1,000.00
|
3.50%
|
3.55%
|
Quarterly
|
182 days of Interest
|
36 Months
|
$1,000.00
|
3.75%
|
3.80%
|
Quarterly
|
182 days of Interest
|
48 Months
|
$1,000.00
|
4.00%
|
4.06%
|
Quarterly
|
182 days of Interest
|
60 Months
|
$1,000.00
|
4.25%
|
4.32%
|
Quarterly
|
273 days of Interest
|
72 Months
|
$1,000.00
|
4.25%
|
4.32%
|
Quarterly
|
273 days of Interest
|
84 Months
|
$1,000.00
|
4.25%
|
4.32%
|
Quarterly
|
273 days of Interest
|
Personal
Accounts
|
Minimum
Opening
Deposit
|
Minimum
Balance
Required
|
Interest
Rate
|
Annual
Percentage
Yield (APY)
|
Compounding
and Crediting
Frequency
|
Statement Savings* |
$50.00 |
$50.00 |
1.00% |
1.00% |
Monthly |
A+ Savings* |
$25.00 |
$25.00 |
1.00% |
1.00% |
Monthly |
IRA Savings* |
$50.00 |
$50.00 |
1.00% |
1.00% |
Monthly |
Premier Checking* |
$500.00 |
$500.00 |
.30% |
.30% |
Monthly |
$50,000.00 |
.35% |
.35% |
Super Now* |
$1,000.00 |
$1,000.00 |
.15% |
.15% |
Monthly |
Platinum Checking* |
$5,000.00
|
$5,000.00 |
.35% |
.35% |
Monthly |
$50,000.00 |
.40% |
.40% |
MMDA
(Money Market)*
|
$1,000.00 |
$1,000.00 |
.50% |
.50% |
Monthly |
$10,000.00 |
.85% |
.85% |
$50,000.00 |
1.00% |
1.00% |
$100,000.00 |
1.25% |
1.25%
|
Business
Accounts
|
Minimum
Opening
Deposit
|
Minimum
Balance
Required
|
Interest
Rate
|
Annual
Percentage
Yield (APY)
|
Compounding
and Crediting
Frequency
|
Business Interest Checking
|
$1,000.00
|
$1,000.00 |
0.50% |
0.50% |
Monthly |
$25,000.00 |
0.75% |
0.75% |
$50,000.00 |
1.00% |
1.00% |
$100,00.00 |
1.35% |
1.35% |
Business Money Market |
$1,000.00
|
$1,000.00 |
0.50% |
0.50% |
Monthly |
$10,000.00 |
0.85% |
0.85% |
$50,000.00 |
1.00% |
1.00% |
$100,000.00 |
1.25% |
1.25% |
On certificates of deposits, an early withdrawal penalty may apply. See your account disclosures for additional information about your account. *Rate may change after the account is opened and fees may reduce earnings. APY shown is paid on the entire balance in the account.
|
FIRST FEDERAL SAVINGS OF MASCOUTAH 101 WEST MAIN STREET MASCOUTAH,IL 62258 (618)566-2343
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