Loan Rates

First Federal Savings Bank offers a variety of loans to meet your individual needs.

Loan Rates as of 03/24/2021

 

Mortgage Rates


Owner Occupied 1-4 Family

 

       
      BALLOON LOANS (max 30-year amort)   80% 80%-85% 85.01%-90%
10-year   2.875% 3.250% 3.625%
15-year   3.000% 3.500% 3.875%
FIXED RATE LOANS      

 

10- year Fixed-Rate   2.625% 2.875%

 3.250%

15- year Fixed-Rate   2.625% 3.125%

3.625% 

20- year Fixed-Rate   3.000%

3.375%

3.875% 

30- year Fixed-Rate   3.250% 3.625%

4.000% 

Non-Owner Occupied 1-4 Family

(max 25 year amort)

       
     3- year balloon 3.750%      
     5- year balloon 4.000%      
     10- year balloon 4.500% (+1/2pt)      
     15- year balloon 5.000% (+1pt)      

Construction Loans 

1-4 Family Owner Occupied 3.250%

 

*All Rates May Vary Based on Credit Score and/or Other Information

 *All Rates Are Subject to Change Without Notice

 

 

Auto Loans effective 3/24/2021

 

 

2018-2021 Model Years "NEW" 12-48 MOS 63 MOS 72 MOS
Credit Score:  700 + 3.00% 3.25% 3.75%
660 - 699 4.00% 4.25% 5.50%
620 - 659 8.000% 8.75% 9.50%
580 - 619 12.00% 13.50% 15.00%
 
2014-2017 Model Years "USED" 12-36 Mos 48 Mos 63 Mos
Credit Score:  700 + 4.00% 4.50% 5.00%
660-699 5.75% 6.25% 7.00%
620-659 9.625% 10.375% 12.375%
580-619 14.625% 16.625% 17.75%

2013 & Older

"OLD"

12-36 MOS 48 MOS
Credit Score: 700 + 5.00% 6.00%
660-699 7.125% 8.375%
620-659 9.25% 12.000%
580-619 13.375% 15.25%

 

*ATV, Motorcycle, RVs, Boats, etc - Add 2% to vehicle rates

*All Rates May Vary Based Credit Score and/or Other Information

*Rates Are Subject to Change Without Notice

 

Commercial Loans, AG Loans, & All Other Loans

- Contact a Loan Officer at your Local Branch for current rates 

   

 

 

 

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