Loan Rates as of 09/23/2020
Mortgage Rates
|
Owner Occupied 1-4 Family
|
|
|
|
|
| BALLOON LOANS (max 30-year amort) |
|
80% |
80%-85% |
85.01%-90% |
| 10-year |
|
2.625% |
3.125% |
3.500% |
| 15-year |
|
2.750% |
3.250% |
3.750% |
| FIXED RATE LOANS |
|
|
|
|
| 10- year Fixed-Rate |
|
2.500% |
2.750% |
3.125%
|
| 15- year Fixed-Rate |
|
2.500% |
3.050% |
3.550%
|
| 20- year Fixed-Rate |
|
2.875% |
3.250%
|
3.625%
|
| 30- year Fixed-Rate |
|
3.000% |
3.375% |
3.875%
|
|
Non-Owner Occupied 1-4 Family
(max 25 year amort)
|
|
|
|
|
| 3- year balloon |
3.750% |
|
|
|
| 5- year balloon |
4.000% |
|
|
|
| 10- year balloon |
4.500% (+1/2pt) |
|
|
|
| 15- year balloon |
5.000% (+1pt) |
|
|
|
Construction Loans
| 1-4 Family Owner Occupied |
3.250% |
*All Rates May Vary Based on Credit Score and/or Other Information
*All Rates Are Subject to Change Without Notice
Auto Loans effective 6/17/2020
| 2017-2020 Model Years "NEW" |
12-48 MOS |
63 MOS |
72 MOS |
| Credit Score: 700 + |
3.00% |
3.25% |
3.875% |
| 660 - 699 |
4.00% |
4.25% |
5.50% |
| 620 - 659 |
8.375% |
8.625% |
11.75% |
| 580 - 619 |
13.50% |
15.00% |
17.25% |
| 2013-2016 Model Years "USED" |
12-36 Mos |
48 Mos |
63 Mos |
| Credit Score: 700 + |
4.00% |
4.50% |
5.00% |
| 660-699 |
5.75% |
6.25% |
7.00% |
| 620-659 |
9.625% |
10.375% |
12.375% |
| 580-619 |
14.625% |
16.625% |
17.75% |
|
2012& Older
"OLD"
|
12-36 MOS |
48 MOS |
| Credit Score: 700 + |
5.25% |
6.00% |
| 660-699 |
7.375% |
8.875% |
| 620-659 |
9.875% |
12.875% |
| 580-619 |
14.875% |
18.25% |
*ATV, Motorcycle, RVs, Boats, etc - Add 2% to vehicle rates
*All Rates May Vary Based Credit Score and/or Other Information
*Rates Are Subject to Change Without Notice
Commercial Loans, AG Loans, & All Other Loans
- Contact a Loan Officer at your Local Branch for current rates
|