Loan Rates as of 09/23/2020
Mortgage Rates
Owner Occupied 1-4 Family
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BALLOON LOANS (max 30-year amort) |
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80% |
80%-85% |
85.01%-90% |
10-year |
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2.625% |
3.125% |
3.500% |
15-year |
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2.750% |
3.250% |
3.750% |
FIXED RATE LOANS |
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10- year Fixed-Rate |
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2.500% |
2.750% |
3.125%
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15- year Fixed-Rate |
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2.500% |
3.050% |
3.550%
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20- year Fixed-Rate |
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2.875% |
3.250%
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3.625%
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30- year Fixed-Rate |
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3.000% |
3.375% |
3.875%
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Non-Owner Occupied 1-4 Family
(max 25 year amort)
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3- year balloon |
3.750% |
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5- year balloon |
4.000% |
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10- year balloon |
4.500% (+1/2pt) |
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15- year balloon |
5.000% (+1pt) |
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Construction Loans
1-4 Family Owner Occupied |
3.250% |
*All Rates May Vary Based on Credit Score and/or Other Information
*All Rates Are Subject to Change Without Notice
Auto Loans effective 6/17/2020
2017-2020 Model Years "NEW" |
12-48 MOS |
63 MOS |
72 MOS |
Credit Score: 700 + |
3.00% |
3.25% |
3.875% |
660 - 699 |
4.00% |
4.25% |
5.50% |
620 - 659 |
8.375% |
8.625% |
11.75% |
580 - 619 |
13.50% |
15.00% |
17.25% |
2013-2016 Model Years "USED" |
12-36 Mos |
48 Mos |
63 Mos |
Credit Score: 700 + |
4.00% |
4.50% |
5.00% |
660-699 |
5.75% |
6.25% |
7.00% |
620-659 |
9.625% |
10.375% |
12.375% |
580-619 |
14.625% |
16.625% |
17.75% |
2012& Older
"OLD"
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12-36 MOS |
48 MOS |
Credit Score: 700 + |
5.25% |
6.00% |
660-699 |
7.375% |
8.875% |
620-659 |
9.875% |
12.875% |
580-619 |
14.875% |
18.25% |
*ATV, Motorcycle, RVs, Boats, etc - Add 2% to vehicle rates
*All Rates May Vary Based Credit Score and/or Other Information
*Rates Are Subject to Change Without Notice
Commercial Loans, AG Loans, & All Other Loans
- Contact a Loan Officer at your Local Branch for current rates
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