Loan Rates

as of 10/30/2024

Mortgage Rates - Owner Occupied 1-4 Unit

BALLOON/FIXED RATE

up to 80%

Rate

APR

6 Year Base Fixed/Balloon Rate

6.125%

6.416%

10 Year Base Fixed/Balloon Rate

6.250%

6.435%

15 Year Base Fixed/Balloon Rate

6.375%

6.508%

10 Year Fixed Rate/ 10-Year Amort

6.250%

6.435%

15 Year Fixed Rate/ 15-Year Amort

6.375%

6.508%

20 Year Fixed Rate/ 20-Year Amort

6.625%

6.733%

30 Year Fixed Rate/ 30-Year Amort

7.000%

7.085%

Rates and APR's are not guaranteed. Rates and fees vary based on credit score, loan-to-value, and First Federal Savings Bank underwriting metrics. The above APR calculations are based on a $100,000 loan amount, 30-year amortization, 740+ credit score, and an 80% loan-to-value. Other rate options available for loans with additional LTV and credit score options. Please speak with one of our Loan Officers for more details.

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Auto Loan Rates

as of 6/07/2023

2019-2023 Model Years "NEW" (Please call for 84-month rate)

CREDIT SCORE

12-48 MOS

63 MOS

72 MOS

Rate

APR

Rate

APR

Rate

APR

700 +

6.250%

6.376%

6.750%

6.792%

7.250%

7.289%

660 - 699

7.000%

7.054%

7.750%

7.795%

8.750%

8.793%

2015-2018 Model Years "USED"

CREDIT SCORE

12-36 MOS

48 MOS

63 MOS

Rate

APR

Rate

APR

Rate

APR

700 +

7.000%

7.070%

7.750%

7.806%

8.000%

8.045%

660 - 699

8.750%

8.826%

9.250%

9.310%

9.750%

9.799%

Motorcycles add 0-2% to vehicle rates; ATV, RVs, Boats, etc. - Add 2% to vehicle rates

All Rates May Vary Based Credit Score and/or Other Information

Rates Are Subject to Change Without Notice

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