Loan Rates

First Federal Savings Bank offers a variety of loans to meet your individual needs.

Loan Rates

as of 03/01/2023

Mortgage Rates - Owner Occupied Single Family (up to 30-year amortized) (rates may vary)
 BALLOON/FIXED RATE (BASE RATES)up to 80%80.01%-85%
 RateAPRRateAPR
6 Year Base Fixed/Balloon Rate 5.750% 6.215% 6.250% 6.681%
10 Year BASE Fixed/Balloon Rate 6.000% 6.321% 6.500% 6.793%
15 Year BASE Fixed/Balloon Rate 6.250% 6.502% 6.750% 6.877%
10 Year Fixed Rate/ 10-Year Amort 5.500% 5.998% 5.750% 6.222%
15 Year Fixed Rate/ 15-Year Amort 5.750% 6.104% 6.250% 6.589%
20 Year Fixed Rate/ 20-Year Amort 6.250% 6.538% 6.625% 6.901%
30 Year Fixed Rate/ 30-Year Amort 6.750% 6.976% 7.125% 7.343%
APR's will be slightly depending on exact loan amount. Samples below:

 

                    80%                                      up to 85%                                 

Purchase Price   $125,000.00       Purchase Price   $125,000.00       

Loan Amount     $100,000.00       Loan Amount     $106,250.00        

Home Loan Application

 

Auto Loan Rates

as of 11/09/2022

2019-2022 Model Years "NEW"  (we also offer 84 months on "New" models) call for details
 CREDIT SCORE12-48 MOS63 MOS72 MOS
 RateAPRRateAPRRateAPR
700 + 6.000% 6.000% 6.500% 6.500% 7.000% 7.000%
660 - 699 6.750% 6.750% 7.500% 7.500% 8.500% 8.500%
2015-2018 Model Years "USED"
 CREDIT SCORE12-36 MOS48 MOS63 MOS
 RateAPRRateAPRRateAPR
700 + 6.750% 6.750% 7.500% 7.500% 7.750% 7.750%
660 - 699 8.500% 8.500% 9.500% 9.500% 9.500% 9.500%

  • Motorcycles add 0-2% to vehicle rates; ATV, RVs, Boats, etc - Add 2% to vehicle rates

  • All Rates May Vary Based Credit Score and/or Other Information

  • Rates Are Subject to Change Without Notice

 Consumer Loan Application

Commercial Loans, AG Loans & All Other Loans

Contact a Loan Officer at your Local Branch for current rates

Loan Officers Visit a Branch

Call Today For Current Rates
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