Online Banking Services

Online Banking

First Federal Savings Bank offers free online banking so you have 24/7 access to your accounts.

  • Check your real-time balances.
  • Transfer funds any time, day or night.
  • View account activity from the convenience of your mobile device.
  • Electronic Bill Pay lets you easily pay your bills online


If you aren't an online banking user yet, sign up by using the enrollment link on our homepage.

Mobile Banking

With First Federal Savings Bank of Mascoutah’s mobile banking app you can stay on top of your financial life, even when you're on the go!

  • Check your account balances
  • View your transaction history
  • Transfer funds between accounts
  • Pay your bills
  • Find ATM and branch locations near you


It's simple, safe and secure!

To login use your current Online Banking user name and password. If you're not yet an Online Banking user or forgot your password, please visit our hompage to enroll or reset your password.

Download our Apps

App Store Icon Google Play icon Amazon App Store Icon

Bill Pay

If time truly is money, then Online Bill Pay can help you cash in by switching from the old-fashioned write-a-check method to online bill paying.


  • Schedule payments by the due date
  • Make one-time payments or schedule recurring payments to any vendor
  • Track when payments are applied to your account
  • Set up reminders

Mobile Deposit Capture

We can accept checks payable to you, drawn on a U.S. bank. We can’t accept checks payable to others or made payable to a business, traveler’s cheques, money orders, foreign checks, substitute checks, or returned checks,  postdated or stale dated checks (more than 6 months old).

Other things to keep in mind:

*  Deposit up to $1,500 a day. Lower limits may apply for newer accounts.

*  Endorse the check and add:

    **  “For Mobile Deposit Only First Federal Mascoutah” OR

    **  "For Mobile Deposit Only FFSB" below your signature.

*  Your deposit may be rejected if endorsed incorrectly

*  Deposit by 4:00 pm CT and your funds will usually be available within the next two business days.

    ** Please note: All deposits are subject to review and verification prior to approval. 

*  Please keep your paper check until the funds are posted to your account.

*  There is a $0.50 per item cost

The Bank makes no warranties that the Remote Mobile Service will be error free, secure, and uninterrupted – you agree that the use of the Remote Mobile Service is at your own risk and on an “as is” basis.

We reserve the right to deny access to the use of our Remote Mobile Service without prior notice if it is unable to confirm your authority to access the Remote Mobile Service or we believe such action is necessary for security reasons.  Please keep your original check until you verify that your deposit is credited to your account. 

Chip Enabled Debit Card

Enjoy peace of mind with your chip enabled debit card*. Your chip enabled debit card adds an additional layer of protection during transactions at a chip-enabled terminals. Your new chip card will also work at locations that only accept magnetic strip cards. Rest assured, if your card is ever lost or stolen, you’ll pay nothing for unauthorized purchases.


Secure, Convenient & FREE

Now you can easily view, download and print your bank statements. It’s a great way to lower your exposure to identity theft, save paper and get organized. Plus, eStatements are absolutely free! Your eStatement has all of your account activity available at-a-glance, and because it is password protected, the statement you receive by email is more secure. And for record keeping, just save the eStatement to your computer. Make your busy life a little easier. To enroll in eStatements, log into online banking and follow the easy steps.


Enable your fight against debit card fraud with our customized real-time alerts. Getting started is easy, cardholders simply download the CardValet app on your mobile phone and customize alert preferences and settings. Features include:

  • location based alerts and controls
  • usage alerts and controls
  • on/off settings
  • financial features


Notifi enables you to choose your alerts, how you receive those alerts (email, text, push notification), where you receive alerts (mobile device, email, online), and even when you receive them.


First Federal Bank offers domestic wire transfers. Contact us today at 618-566-2343 for more information.

ACH Origination

Efficiently disburse employee payroll through direct deposit or electronically collect receipts through direct payment from any bank in the United States. Business customers can set up recurring ACH transactions allowing funds to be sent as often as you need.

Other Additional Services

  • State of Illinois Notary services
  • State of Illinois License plate renewal stickers
  • St Clair County, Illinois Tax payments
  • Stop payments
  • Safe Deposit Boxes



Mobile Banking

Access your accounts wherever you are!

Learn More

Personalization Settings



MyFinancial would like to personalize your banking experience. Please enter your first name below..

This level of personalization will not lead to the sale of your name or leak your identity. The information you provide will only be stored on your computer and will not be transferred to the web server.

Please do not remind me again.

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