Other Service Charges and Account Fees

Effective 06/01/2023

Fees which may be imposed on all accounts include:


Stop Payment Fee

$30.00 Per Item

Non Sufficient Fund of Return/Paid Item

$30.00 Per Item

Return Deposited Item Fee

$25.00 Per Item

ACH Return Charge

$25.00 Per Item

Overdraft Transfer Fee

$5.00 Per Transfer

Checking and Savings Dormant Account Fee
(after 760 days dormant)

$5.00 Monthly

MMDA and Savings Excessive Transaction Fee

$5.00 per transaction (in excess of 6 transaction per month)

Consecutive Overdraft Fee

$5.00 Daily, Assessed on Day 3 of being overdrawn

Early Account Closure Fee (If closed within first 90 days of opening)


Statement Copies

$3.00 per statement (First 6 statements are free)

Garnishments/Levies/Subpoenas $100.00
Photocopy of Check $5.00 per item after 6th check
Account Reconciliation $15.00 per 1/2 Hour
Research Time

$25.00 per 1/2 hour

Research Copy

$1.00 per item

Locked zipper bag

$10.00 each

License Plate Sticker Renewal

$6.00 (customers) $10.00 (non-customers)

License Plate Registration, Title Work

(Only at Mascoutah Branch)

$31.00 (customers) $36.00 (non-customers)

Official Check (customers only)

$5.00 per check

Wire Transfers

Incoming: $10.00 per item

Outgoing: $25.00 per item

Coin Counting (non-customers)

$10.00 minimum or 10%

Notary Fee (non-customers)


Undeliverable Mail

$3.00 per statement

Temporary Checks

$0.50 per check

Debit Card Replacement (Lost Card)

$10.00 per card

Non-Customer Check Cashing

$5.00 per check

Credit Card Payment

4% of Transaction Amount

Non-Customer ATM Fee



Safety Deposit Boxes


Annual Box Rental Fee 








One Lost Key


Two Lost Keys/Drilling Fee


Late Fee (after 30 day grace period)



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Personalization Settings



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