Loan Services |
Loan ApplicationsWe would love to help you achieve your dream of purchasing a new home or a new car or help you pay for unexpected expenses. Just click on the link below to apply for a loan and one of loan officers will be in touch with you very soon. *All prospective borrowers must be legal age of 18 to apply for a loan. Consumer Loan ApplicationHome Loan Application Personal Financial StatementHere at First Federal Savings Bank, we make financing simple and easy for business owners. Our local businesses bring economic and social benefits to our communities, and want to make sure they all the tools for them to succeed. Whether you need a loan for capital expenditures, equipment financing, or just cash for day to day expenses, our loan officers are here to help you. Just click on the link below, fill it out and one of your loan officers will be in contact with you. Mortgage LoansCommunity banking is really a group effort - people helping people. Customers who deposit money with us allow us to fund loans for their neighbors, along with local businesses and new developments. Together, we are helping each other and our community grow. We love working with people to build their dreams, whether that means buying land, funding a home purchase, building a new home or making extensive renovations to an existing home.
First Federal Savings Bank will not sell your loan. All mortgages are processed, underwritten, and serviced in a local branch. When you have questions about your mortgage, any of our friendly team members will be happy to assist. Enjoy the benefits of an optional high yielding "self escrow" account. We help you make money while saving for your tax and insurance payments! Private Mortgage Insurance is never required. Call one of our loan officers to learn more.
Apply NowLoan Officers Visit a Branch Our Mortgage Loan Products Include:
Purchase of a Home Checklist:
Refinance of a Home Checklist:
Commercial LoansAt First Federal Savings Bank, we make financing simple and easy to understand for business owners. Local businesses bring economic and social benefits to our community, and we work hard to help them succeed. We offer a comprehensive product line and personalized services that will help your business thrive. Our loans are designed to meet each company's specific needs, giving business owners a competitive edge. Whether you need loans for capital expenditures, equipment financing, or cash for day-to-day operations, First Federal Savings Bank is here to to help. Our seasoned lenders will assist with the following:
COMMERCIAL REAL ESTATE LOANS We offer competitive financing options for your purchase or refinance in the following real estate categories::
BUSINESS LOANS
Our team is comprised of professional, knowledgeable loan officers who will learn your business & goals, and Develop solutions to meet your needs. You'll receive an expert analysis & professional service. Our decision - making process is quick and efficient. Please contact a loan officer today for more information.
Personal Financial StatementLoan Officers Visit a Branch Share Loans
First Federal Savings Bank offers loans using your savings account or certificate of deposit as collateral. These loans have an interest rate of 2.50% above the collateral rate.
Consumer Loans
A consumer loan is a great way to move forward with your finances, and First Federal Savings Bank (FFSB) is here to help. Whether you need funding for a new car, car or home repairs, vacation, debt payment, or any other expenses, we've got you covered. Consumer loans are a better alternative to accumulating credit card debt. We can structure a payment plan to help you reduce your debts without excessive finance fees. Apply NowLoan Officers Visit a Branch
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