Loan Rates

First Federal Savings Bank offers a variety of loans to meet your individual needs.

Loan Rates

as of 01/17/2024

Mortgage Rates - Owner Occupied 1-4 Unit
 BALLOON/FIXED RATEup to 80%
 RateAPR
6 Year Base Fixed/Balloon Rate 6.125% 6.391%
10 Year Base Fixed/Balloon Rate 6.25% 6.420%
15 Year Base Fixed/Balloon Rate 6.50% 6.622%
10 Year Fixed Rate/ 10-Year Amort 6.250% 6.420%
15 Year Fixed Rate/ 15-Year Amort 6.50% 6.622%
20 Year Fixed Rate/ 20-Year Amort 6.750% 6.850%
30 Year Fixed Rate/ 30-Year Amort 7.000% 7.078%
Rates and Apr's are not guaranteed. Rates and fees vary based on credit score, loan-to-value, and other underwriting metrics. The above APR calculations are based on a $100,000 loan amount, 30 year amortization, 740+ credit score, & 80% loan-to-value. Other rate options available for loans with up to 85% LTV and 90% LTV, and with various credit scores. Please speak with one of our Loan Officers for more details.
        
Home Loan Application

 

Auto Loan Rates

as of 6/07/2023

2019-2023 Model Years "NEW"  (Please call for 84-month rate) 
 CREDIT SCORE12-48 MOS63 MOS72 MOS
 RateAPRRateAPRRateAPR
700 + 6.250% 6.376% 6.750% 6.792% 7.250% 7.289%
660 - 699 7.000% 7.054% 7.750% 7.795% 8.750% 8.793%
2015-2018 Model Years "USED"
 CREDIT SCORE12-36 MOS48 MOS63 MOS
 RateAPRRateAPRRateAPR
700 + 7.000% 7.070% 7.750% 7.806% 8.000% 8.045%
660 - 699 8.750% 8.826% 9.250% 9.310% 9.750% 9.799%
  • Motorcycles add 0-2% to vehicle rates; ATV, RVs, Boats, etc - Add 2% to vehicle rates

  • All Rates May Vary Based Credit Score and/or Other Information

  • Rates Are Subject to Change Without Notice

 Consumer Loan Application

Commercial Loans, AG Loans & All Other Loans

Contact a Loan Officer at your Local Branch for current rates

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Call Today For Current Rates

 

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