Effective as of 10/22/2025
Mortgage Rates - Owner Occupied 1-4 Unit
| BALLOON/FIXED RATE up to 80% | Rate | APR |
|---|---|---|
| 6 Year Base Fixed/Balloon Rate | 5.500% | 5.764% |
| 10 Year Base Fixed/Balloon Rate | 5.625% | 5.793% |
| 15 Year Base Fixed/Balloon Rate | 5.750% | 5.870% |
| 10 Year Fixed Rate/ 10-Year Amort | 5.625% | 5.793% |
| 15 Year Fixed Rate/ 10-Year Amort | 5.750% | 5.870% |
| 20 Year Fixed Rate/ 10-Year Amort | 6.000% | 6.097% |
| 30 Year Fixed Rate/ 10-Year Amort | 6.375% | 6.451% |
Rates and APR's are not guaranteed. Rates and fees vary based on credit score, loan-to-value, and First Federal Savings Bank underwriting metrics. The above APR calculations are based on a $100,000 loan amount, 30-year amortization, 740+ credit score, and an 80% loan-to-value. Other rate options available for loans with additional LTV and credit score options. Please speak with one of our Loan Officers for more details.
Auto Loan Rates as of 08/27/2025
2021-2025 Model Years "NEW" (Please call for 84-month rate)
| CREDIT SCORE |
12-48 MOS
|
63 MOS | 72 MOS |
|---|---|---|---|
| Rate & APR | Rate & APR | Rate & APR | |
| 700 + | 5.950% | 6.077% | 6.375% | 6.475% | 6.500% | 6.589% |
| 660 - 699 | 6.750% |6.878% | 7.375% | 7.476% | 8.000% | 8.090% |
2016-2020 Model Years "USED"
| CREDIT SCORE | 12-36 MOS | 48 MOS | 63 MOS |
|---|---|---|---|
| Rate & APR | Rate & APR | Rate & APR | |
| 700 + | 7.000% | 7.070% | 7.750% | 7.806% | 8.000% | 8.045% |
| 660 - 699 | 8.750% | 8.826% | 9.500% | 9.310% | 9.750% | 9.799% |
- Motorcycles add 0-2% to vehicle rates; ATV, RVs, Boats, etc. - Add 2% to vehicle rates
- All Rates May Vary Based Credit Score and/or Other Information
- Rates Are Subject to Change Without Notice
Commercial Loans, AG Loans & All Other Loans
Contact a Loan Officer at your local branch for current rates.