Mortgage Loans
First Federal Savings Bank offers a variety of home loan options.   Conventional Fixed Rate - (10 Year - 15 Year terms) - 30 Year Fixed Rate (sold on the secondary market) - Balloon Mortgage (15 Year Fixed - 20 Year Balloon) - Construction Loans - Adjustable Rate 30 Year Term (1 Yr. - 3 Yr. - 5 Yr ARM) -Residential Lot Loans.

Secured Home Improvement Loans
At First Federal we offer a secured Home Improvement Loan with a 10 year maximum term.  Secured as a second mortgage, your First mortgage held by the bank is required.

Share Loans
First Federal Savings Bank offers loans using your savings account or certificate of deposit as collateral.  These loans have an interest rate of 2% above the collateral rate.

New & Used Auto Loans
First Federal Savings Bank offers new and used auto loans with a variety of terms and rates.  A First Federal pre-approved loan can put you in that new auto the same day.

Refinancing
With First Federal's lower rates you can save by refinancing your home mortgage or auto loan.  Its a simple process and can save hundreds of dollars over the life of the loan.