FIRST FEDERAL SAVINGS BANK OF MASCOUTAH
AS OF 12/31/08  "FDIC INSURED"

ACCOUNT TYPE

MINIMUM DEPOSIT TO OPEN CCOUNT

MINIMUM BALANCE TO OBTAIN APY

INTEREST RATE

ANNUAL PERCENTAGE YIELD

COMPOUNDING FREQUENCY

91 DAY CERTIFICATE OF DEPOSIT

$1000.00

$1000.00

1.37%

1.37%

Paid at Maturity

6 MO. CERTIFICATE OF DEPOSIT

$1000.00

$1000.00

2.00%

2.00%

Paid at Maturity

9 MO. CERTIFICATE OF DEPOSIT

$1000.00

$1000.00

2.50%

2.50%

Paid at Maturity

12 MO. CERTIFICATE OF DEPOSIT

$1000.00

$1000.00

2.75%

2.79%

Quarterly

18 MO. CERTIFICATE OF DEPOSIT

$1000.00

$1000.00

3.00%

3.05%

Quarterly

21 MO. CERTIFICATE OF DEPOSIT

$1000.00

$1000.00

3.00%

3.05%

Quarterly

24 MO. CERTIFICATE OF DEPOSIT

$1000.00

$1000.00

3.50%

3.56%

Quarterly

30 MO. CERTIFICATE OF DEPOSIT

$1000.00

$1000.00

3.65%

3.72%

Quarterly

36 MO. CERTIFICATE OF DEPOSIT

$1000.00

$1000.00

3.75%

3.82%

Quarterly

42 MO. CERTIFICATE OF DEPOSIT (RENEWALS ONLY)

$1000.00

$1000.00

4.00%

4.07%

Quarterly

48 MO. CERTIFICATE OF DEPOSIT

$1000.00

$1000.00

4.00%

4.07%

Quarterly

60 MO. CERTIFICATE OF DEPOSIT

$1000.00

$1000.00

4.25%

4.32%

Quarterly

72 MO. CERTIFICATE OF DEPOSIT

$1000.00

$1000.00

4.35%

4.42%

Quarterly

OPTIONAL SAVINGS*50.00 - 499.99

$50.00

$50.00

1.00%

1.00%

Quarterly

over 500.00

1.00%

1.00%

NOW*500.00 -1,999.99

$500.00

$500.00

0.50%

0.50%

Monthly

over- 2,000.00

0.50%

0.50%

MMDA (MONEY MARKET)*1,000.00 - 4,999.99
Over 5,000.00

$1000.00

 

2.50%
2.75%

2.51%
2.76%

 Monthly

Over - 10,000.00

$10,000.00

3.00%

3.01%

Super Now*

1000.00 - 1,999.99

$1000.00

$1000.00

1.00%

1.01%

Monthly

Over- 2,000.00

1.25%

1.26%

On certificates of deposits, an early withdrawal penalty may apply.   See your account disclosures for additional information about your account.
*Rate may change after the account is opened and fees may reduce earnings.

FIRST FEDERAL SAVINGS OF MASCOUTAH - 101 WEST MAIN STREET - MASCOUTAH,IL 62258 618/566-2343